Trusted Insurance Agency in Ohio
MJ Knapp Insurance Agency has served Ohio families and businesses for over 90 years. As an independent agent, we compare coverage across top carriers so you get the best value, not just a policy.
Local Knowledge. Multiple Carriers. Real Advice.
Since 1934, Ohio families have trusted us because we put their needs first, not any single carrier’s quota. We work with you, not for an insurance company.
MJ Knapp Insurance Agency is committed to being one of the finest operating family-owned, independent insurance agencies in Union, Marion, Morrow, Delaware, Hardin, Logan & Wyandot counties of Ohio. As one of the oldest family-owned businesses in Marion County, we are dedicated to bringing our communities a personal and professional approach to insurance.
Our commitment is to provide our customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. As a general independent insurance agency in Ohio, we’re knowledgeable in several different areas. We have a broad range of Commercial, Personal, Life, Farm & Insurance, and we have aligned ourselves with some of the finest carriers to bring these products to you. Our staff, full of knowledgeable and licensed agents, is ready to help!
Read Our 90-Year Story
Insurance for Every Stage of Life
From your first car to your family farm to your retirement plan, our independent insurance agency offers insurance services near you, tailored to families and businesses.
Commercial Insurance
General liability, commercial property, workers’ comp, and business auto. Built for small businesses and contractors.
Health Insurance
Individual and family health plans, Medicare options, and group health for businesses. We compare carriers to find what fits your budget.
Why an Independent Broker Beats a Captive Agent
A captive agent sells one company’s products. As your independent broker, we shop the entire market, and we work for you, not a carrier.
Multiple Insurance Quotes
Access to dozens of top-rated insurers means we can genuinely compare insurance quotes, and find you real savings.
Insurance Services Near You
We know the local risks, regulations, and needs of central. Walk in, call in, or book a free insurance consultation.
Risk Management, Not Just Policies
We evaluate your exposures and recommend a full risk management insurance strategy, not just the cheapest product on the shelf.
A Human Answers Every Time
You’ll never be routed to a national call center. Jennifer and her licensed team are your insurance services near you, for real.
Four Steps From First Call to Full Coverage
Getting an insurance quote in Ohio has never been simpler. No jargon, no pressure, just a free insurance consultation and the right policy for your life.
1
Free Insurance Consultation
Call, stop by, or fill out our quick form to get insurance quote options started. We listen first to understand what matters most to you.
2
We Compare Insurance Quotes
Our agents pull multiple insurance quotes from top-rated carriers, at no cost to you. This is what makes an independent broker different.
3
Review Your Options
We walk you through your choices in plain language. No jargon, no pressure. You decide what fits your needs and budget.
4
Get Protected
Choose your plan and get covered. We stay available for policy changes, claims, and ongoing risk management questions.
Most Trusted Family Insurance Agency in Ohio
Real reviews from families and businesses who chose to work with an independent broker instead of going it alone.
★★★★★
❝
Jennifer and the team have been handling our farm and home insurance for years. They actually know the area and found us better rates than we’d had with our previous company. You won’t find this kind of service from an 800 number.
David M.
Union County,— Farm & Home Client
★★★★★
❝
When I started my business, I had no idea what commercial coverage I needed. MJ Knapp walked me through everything without making me feel rushed. They compared several companies and saved me real money. Highly recommend.
Sarah K.
Richwood, — Small Business Owner
★★★★★
❝
My family has used this agency for over 30 years. Three generations. That says it all. Jennifer treats you like a neighbor because she is one. I wouldn’t trust my insurance to anyone else.
Tom & Carol B.
LaRue,— Multi-Policy Clients
Proudly Rooted in Central Ohio
Our primary service area covers seven counties, with remote service available across Michigan. MJ Knapp is a fully licensed independent insurance agency. You can verify our insurance license through the Ohio Department of Insurance license lookup at any time.
Richwood Office
6 South Franklin Street, Richwood, Ohio 43344
Phone No: 740.943.2510
Toll Free: 800.943.3923
LaRue Office
8874 LaRue-Prospect Road, LaRue, Ohio 43332
Open by Appointment
Hours
8:30 am – 4:30 pm, Monday-Friday.
9:00 am – 12:00 pm, Saturday.
(If a holiday is on a Friday/Monday, the office is closed on Saturday.
Frequently Asked Questions
Why should I choose an independent insurance agency in Richwood?
An independent insurance agency gives you access to multiple insurance carriers instead of just one company. At MJ Knapp Insurance Agency, we compare personalized coverage options for auto, home, life, farm, health, and commercial insurance to help families and businesses in Richwood, find affordable protection that fits their needs and budget. This helps customers save time, compare rates, and receive local support when they need policy changes or claims assistance.
How can I compare multiple insurance quotes in Ohio?
Comparing multiple insurance quotes helps you find better coverage and competitive pricing. MJ Knapp Insurance Agency works with different insurance carriers to provide customized quotes for life insurance, business insurance, personal insurance, farm insurance, and health coverage in Ohio. Instead of contacting several companies individually, our local insurance advisors help simplify the process and recommend plans based on your goals, risks, and budget.
What types of insurance coverage does MJ Knapp Insurance Agency offer?
MJ Knapp Insurance Agency offers a wide range of insurance solutions, including commercial insurance, farm insurance, personal insurance, health insurance, and life insurance coverage. We help Ohio families, farmers, drivers, homeowners, and business owners protect what matters most with customized insurance plans. Whether you need liability protection, final expense insurance, Medicare options, or small business coverage, our team provides personalized insurance guidance and local support.
What is the best life insurance option for families?
The best life insurance policy depends on your age, financial goals, family responsibilities, and long-term needs. Many Ohio families choose term life insurance for affordable protection, while others prefer whole life insurance for lifelong coverage and cash value benefits. MJ Knapp Insurance Agency helps individuals compare life insurance plans, final expense coverage, and family protection options to find the right policy for their future.
What insurance coverage do small businesses in Ohio usually need?
Most small businesses in Ohio need general liability insurance, commercial property insurance, workers’ compensation coverage, and commercial auto insurance, depending on their operations. Contractors, retail stores, farms, and local service businesses often require customized business insurance plans to protect against financial risks, lawsuits, and property damage. MJ Knapp Insurance Agency helps business owners compare affordable commercial insurance solutions tailored to their industry.
Can I bundle my home, auto, or personal insurance policies together?
Yes, bundling insurance policies is one of the best ways to save money while improving coverage protection. Many Ohio residents combine auto insurance, homeowners insurance, renters insurance, and umbrella insurance into one personalized package. MJ Knapp Insurance Agency helps customers compare bundled insurance plans from multiple carriers to find affordable rates, simplified billing, and stronger protection for families and individuals.
How do I know if I have enough insurance coverage for my family or business?
The right insurance coverage depends on your property value, income, business risks, family size, and future financial goals. Underinsured policies can create major financial problems after accidents, lawsuits, storms, or unexpected medical expenses. MJ Knapp Insurance Agency provides personalized insurance consultations to help Ohio families and business owners review their policies, identify coverage gaps, and compare protection options that fit their needs.
Why do local residents trust MJ Knapp Insurance Agency for insurance help?
MJ Knapp Insurance Agency has served Ohio communities since 1934 by providing personalized insurance guidance, local support, and access to multiple insurance carriers. As a trusted independent insurance agency in Richwood, Ohio, we help families, farmers, drivers, and business owners find affordable insurance solutions with honest advice and responsive customer service. Our team works to simplify insurance decisions and provide long-term protection for every stage of life.
Ready to get the right coverage?
Call us, visit an office, or request a quote online. We’ll respond quickly.
