Whether it’s your home, your car, or the people you love most, having the right personal insurance in Richwood, Ohio, means you’ll never face a loss alone. MJ Knapp has protected Union County families since 1934.
Personal insurance in Ohio covers your home, auto, life & liability: all in one customized plan.
At MJ Knapp Insurance Agency, we don’t sell policies; we build protection plans that fit your life. Our personal lines specialists take time to understand your full situation. Bundling your home and auto insurance under the same carrier saves Ohio families money. Call (800) 943-3923 for your free personal insurance quote in Ohio.
What We Cover
Complete Personal Insurance Coverage in Ohio
No two households are the same. That’s why our local insurance agents in Richwood build coverage around your life, not a one-size-fits-all form.
Auto Insurance
Car Insurance Richwood, Ohio
Your car is how you get to work, take your kids to school, and live your life. We shop multiple Ohio-licensed carriers to find you the most affordable auto insurance in Ohio without cutting corners on what matters.
- Liability protection required by Ohio law
- Comprehensive & collision for your vehicle
- Uninsured/underinsured motorist coverage
- Coverage that follows you when you drive someone else’s car
- Multi-vehicle discounts available
Homeowners Insurance
Home Insurance Richwood, Ohio
Your home is likely your biggest investment. One storm, fire, or break-in can change everything. Our homeowners insurance in Richwood covers structure, belongings, and personal liability, the home insurance Ohio families count on.
- Dwelling and structure protection
- Personal property coverage for belongings
- Personal liability if someone is injured on your property
- Additional living expenses if you’re displaced
- Optional flood and earthquake endorsements available
Renters Insurance
Renters Insurance Near Richwood
If you rent your home or apartment, your landlord’s policy does NOT protect your belongings or liability. Renters insurance near Richwood is one of the most overlooked and most affordable protections available.
- Personal property protection for theft, fire, and water damage
- Liability coverage if a guest is injured
- Temporary housing assistance if your unit becomes uninhabitable
Umbrella Insurance
Umbrella Insurance Ohio
What happens when a lawsuit exceeds your auto or homeowners policy limits? Umbrella insurance, which, for Ohio residents, provides an extra layer of liability protection. If you have assets worth protecting, umbrella coverage is not optional. It’s essential.
Our personal lines specialists will review your current coverage, identify gaps, and recommend exactly how much umbrella protection makes sense for your situation. This is the kind of honest guidance only a local insurance agent in Richwood can provide.
— WHY CHOOSE LOCAL
What Online Quotes
Can Never Offer You
There are dozens of ways to buy insurance online. But here's what online quote engines can't provide — and why Union County families keep choosing MJ Knapp.
01
Local Risk Knowledge
We know Richwood's weather patterns, property values and local risks.
02
Personalized Plans
We build insurance around your life and household needs.
03
Faster Claims Support
Call us directly when things go wrong — we advocate for you.
04
Honest Advice
We work for you, not the insurance company.
"Has been our insurance company for 30 or more years, can't ask for better service."
WANDA LOPER — MJ KNAPP CLIENT
"Saved about $500 a year over my previous policy."
TERRY DISBENNETT — MJ KNAPP CLIENT
"The ladies here are amazing, always helpful and so funny."
MINDY F. — LOCAL GUIDE
"Incredibly professional and friendly staff. TOP NOTCH!"
DIRK MCCRAKEN — MJ KNAPP CLIENT
Bundle & Save on Personal Insurance Policies in Ohio
Bundling your home and auto insurance under the same carrier can lead to significant savings. As an independent local insurance agent Richwood families rely on, we compare multiple carriers and find the combination that gives you the best coverage at the lowest price.
SEE WHAT YOU CAN SAVE →Our team runs a full coverage review every year, so your protection grows with your life.
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Home + Auto bundle discounts available
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Multiple Ohio-licensed carrier comparisons
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Annual coverage review — no extra charge
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Flexible coverage combinations
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Free personal insurance quotes in Ohio
Our History
We’ve served,
Ohio Families Since 1934
MJ Knapp Insurance Agency is one of the oldest family-owned businesses in Marion County. We’ve seen generations of Ohio families grow, and we’ve protected them every step of the way. When you call our office, you’re not routed to a call center. You talk to someone who knows your name, your policy, and your situation.
90
Years Serving Ohio
100
Independent Agent
"Incredibly professional and friendly staff. Will go all out to help find the best deal for their customers. TOP NOTCH!"
DIRK MCCRAKEN — MJ KNAPP CLIENT
Visit Our Office
6 S Franklin St, Richwood, OH 43344
Mon–Fri: 8:30 AM – 4:30 PM
Saturday: 9:00 AM – 12:00 PM
jennifer@mjknapp.com
Mon–Fri: 8:30 AM – 4:30 PM
Saturday: 9:00 AM – 12:00 PM
jennifer@mjknapp.com
Personal Insurance FAQs
Real answers from real local agents. No jargon, no runaround, just the information you need to make a confident decision about your personal insurance in Ohio.
What types of personal insurance does MJ Knapp offer?
We offer homeowners, auto, renters, umbrella liability, life, farm, rental property, jewelry, collectibles, recreational vehicle, and flood insurance. We also handle specialty risks. Think of us as your one-stop shop for the personal insurance Ohio families need.
Can I bundle my home and auto insurance for a discount?
Yes. Bundling your homeowners and auto policies with the same carrier is one of the easiest ways to reduce your total premium. We compare multiple carriers to find your best personal insurance bundle in Ohio.
Is renters' insurance really necessary if my landlord has insurance?
Absolutely. Your landlord’s insurance covers the building, not your belongings, not your liability. Renters insurance near Richwood is affordable and protects everything inside your unit, plus your legal liability.
How does umbrella insurance work in Ohio?
Umbrella insurance Ohio policies kick in after your primary auto or homeowners liability limits are exhausted. If a serious accident or lawsuit exceeds those limits, your umbrella policy protects your savings, home, and future earnings.
What factors affect my car insurance rates in Richwood, Ohio?
Your driving record, vehicle type, annual mileage, credit score (in Ohio), and where you garage your vehicle all affect your car insurance in Richwood, Ohio, premium. Living in a rural area like Richwood typically means lower rates than Columbus or Cleveland, but we work to find you the best rate regardless.
How do I get personal insurance quotes in Ohio?
Call us at (800) 943-3923 or email jennifer@mjknapp.com. Our office at 6 S Franklin St is open Monday through Friday, 8:30 AM–4:30 PM, and Saturday, 9 AM–12 PM. We’ll review your current coverage, identify gaps, and find you the best personal insurance quotes Ohio carriers offer.
Free, No-Obligation
Get Your Free Personal Insurance Quote Today
Our team of personal lines specialists in Richwood, Ohio, will review your current coverage, identify any gaps, and find the most competitive rates from multiple Ohio-licensed carriers.
Call (800) 943-3923
Email jennifer@mjknapp.com
6 S Franklin St, Richwood, OH 43344
Mon–Fri 8:30–4:30 · Sat 9–12
