Independent Agent

Why an Independent Agent?


There is a difference in where you buy your protection. Many people don’t realize there are three sources for insurance:

  1. Captive Agents

These agents can sell you the insurance of only one company.

  1. Telephone Representatives

These folks can offer you the insurance of one company, and only on the telephone.

  1. Independent Insurance Agents

Independent Insurance Agents represent a number insurance companies, and research with these firms to find you the best combination of price, coverage and service.

independent agent

At M.J.Knapp Agency, your Independent Insurance Agent is:

Professional & Personable

Our agents are licensed professionals with strong customer and community ties.



We give you excellent service and competitive prices because your agent can access the insurance coverage from more than one company. In addition, your agent can offer you a wide variety of insurance plans and programs.



Unlike other agents, independent agents are not bound to any one company. As your insurance needs change, you can stick with us. Also, your agent will periodically review your coverage to keep up with your changing insurance needs.


Your Independent Insurance Agent is a dedicated consultant working with you as you determine your needs.



Our agents are value hunters who look after your pocketbook when finding the best combination of price, coverage and service.



We offer one-stop shopping for a full range of products – home, renters, auto, business, life and health.



Our agents treat you like a person, not just another number. Independent Agents will personally assist you when you have a claim.

There is a difference! Don’t settle for an impersonal insurance experience.